Karur Vysya Bank (KVB) is a leading private sector bank in India which was established in 1916 with the vision of being the preferred choice of stakeholders and delivering value by blending technology with tradition. The bank has really good ways to manage risks and follows rules for good business behaviour. It’s ready to face challenges in the industry and aims to become a top financial hub using technology. KVB assures us to keep improving its products and services to be the tech-friendly bank that makes banking easy for everyone.
For now, It offers a wide range of banking and financial services to customers, including personal banking, corporate banking, wealth management, and more. The bank has a vast network of branches across the country. They also provide various digital banking services, loans, investment options, and specialised financial products which help customers. The bank endeavours to provide a strong customer care service too. Anytime you need support regarding issues on any banking activities, you can reach out to them. You can even check your account balance by calling the KVB balance check number. Now, let’s have a look at how this bank functions.
KVB account opening
You can open an account with KVB and enjoy all the facilities it provides. To do so, refer to the steps given below:
- First keep these documents ready:
Proof of Identity: Aadhaar card, passport, driver’s license, or PAN card.
Proof of Address: Utility bills, Aadhaar card, passport, or driver’s license.
Passport Size Photos: Usually 2 to 4.
Income Proof (if required): Such as salary slips or income tax returns.
- Go to a nearby KVB branch along with the documents mentioned above and ask the staff for an account opening form.
- Fill up the form with all the required details such as your name, address, name of the nominee, bank branch, mobile number, email, type of account, etc.
- Put your signature wherever the space is provided. This signature is to be used in all the other banking activities in the future.
- Submit the duly filled form along with your proof documents for verification.
- Once the form is verified the account opening process will be initiated and when it is completed, the bank will give you your account details including your passbook and debit card (if applied).
Balance check through KVB balance check number
- Dial the KVB balance check number 09266292666 from your registered mobile number. If you haven’t registered yet, register by following the steps given in this article.
- After two rings, the call disconnects, and you’ll receive an SMS containing your account details including your account balance.
KVB balance check can also be done by calling KVB customer care number 18602581961. Dial this number and follow the instructions given. Other banks like Indian banks also provide their customer care numbers for various banking services. If you have an account with an Indian bank and you are facing some issues, you can reach out to them by calling the Indian bank customer care number.
Mobile number registration for phone banking services
You can do this in two ways: online and offline whichever is convenient for you.
- For online registration, you have to go to the official website of an Indian bank.
- Then, in the profile section see if there is an option for “update mobile number”. Select that.
- Then, the next step is to enter the mobile number you wish to update. Enter all the other required details such as your account number, name, address, etc.
- Then, your mobile number will be registered with an Indian bank in a short while.
- If you want to do it offline, you need to go to a nearby Indian bank branch.
- Request the staff for a mobile number registration form.
- Enter all the required information such as your personal details, account details and the mobile number you wish to register.
- Then, submit it along with some identity proof documents. These documents can be your Aadhaar card/driving licence/any other government-issued identity card. The bank staff will verify the form and your mobile number will be registered with the bank.
Online Balance Enquiry
- Visit the KVB website from your browser and log in to internet banking.
- To login, enter your User ID and Password which you set at the time of account opening.
- Then, you can access the accounts section from the dashboard to view your bank balance.
Balance check through E-statements
You can receive monthly e-statements via email with detailed account information. It will also contain the transactions you made on the account. These statements can also be downloaded using net banking.
- Go to the net banking page of KVB and log into your account.
- In the menu, you will see an option for ‘statement’, click on it.
- Select the duration for which you want to get the statement, it may be for the last month, last 6 months, last year or you can just select the dates manually.
Balance check through mobile banking portal
You can use the KVB e-Book app for account balance checks, deposit details, credit information, and more.
- Download and install the app on your device and link your account with the app.
- Then, log in to the app by entering the PIN code you set.
- Go to the account summary and you can check your KVB account balance.
- Alternatively, you can also use KVB BHIM Upay App to check your account balance without the account number by entering your UPI PIN. Your linked account balance will be instantly fetched.
Loan application
To apply for a loan with Karur Vysya Bank (KVB), follow these steps:
- You can either visit the nearest KVB branch or go to their official website to apply for a loan online.
- There are various types of loans offered by the bank like personal loans, home loans, car loans, etc. Decide which one you wish to apply for.
- The next step is to check the eligibility criteria provided by the bank. If you meet the bank’s eligibility criteria for the specific loan you wish to apply for, you can apply for it. Eligibility criteria usually include factors like age, income, employment, credit score, etc.
- Some documents will also be required for loan applications including identity proof, address proof, income proof, bank statements, and property-related documents.
- Fill in the loan application form accurately. Provide all the necessary details and documents required by the bank.
- Submit the completed form along with the documents to the bank either online or at the branch.
- After submitting the form, the bank will review your application, conduct necessary checks, and assess your eligibility. Upon approval, the bank will disburse the loan amount.
